Paid $385.00 a month for insurance policy with a $1,200.00 deductible. Total out of pocket insurance cost for the year, after doctor visits $5,820.00.
Now paying $516.00 a month for a policy with a $6,000.00 deductible. Total out of pocket insurance cost for the year $12,192.00 if I have to visit a hospital or a few doctors.
The $6,000.00 deductible is more then I would likely spend for medical expenses in a year!
How many 30 year olds do you know that spent more than $6,000.00 a year on medical expenses?