The Gamble!
All people between the ages of 1- 55 years of age, have a one in thirty chance of getting sick or injured, to a point where it will cost them more than $6,000. to be treated.
This translates into; You have more of a chance of having 2 car accidents before incurring one of those sicknesses.
Why would any of these people buy a insurance policy with a $6,000. deductible?